​Making payments to your account: You can find details on how to make payments to your account here. Your new BPAY reference number is in your MyCard statement, but payments using your previous BPAY details will still be applied to your account.​

Getting copies of your statements: You can download statements from November 2023 onward via the MyCard app or MyCard Online. For earlier statements, you can request them through chat with us in MyCard Online. Only the accountholder can view or request statements.​​

Accessing MyCard Online: refer to our FAQs on how to retrieve your MyCard user ID and log in for the first time.​

Get Cashback or an Annual Fee credit

Everyday savings and effortless rewards. Take advantage of your MyCard Reward Points by converting them into Cashback or get a credit back on your Annual Fee on your eligible MyCard Rewards, Premier, Prestige or Platinum credit card.

Seamless redemption

Redeem directly and securely from the MyCard App or MyCard Online.

Real value, fast

Get $10 Cashback for every 4,000 Points earned. It adds up fast.

Reduce your Annual Fee

Convert your Points into a credit back on your Annual Fee.

How to redeem Cashback and Annual Fee credit

Instructions for the MyCard App or MyCard Online

  1. Log into your MyCard App or MyCard Online. 
  2. Click on Redeem MyCard Reward Points to open MyCard Rewards Portal.
  3. On the top navigation bar select Cashback / Annual Fee credit. 
  4. Select either Cashback or Annual Fee credit.
  5. Complete your redemption journey by following the prompts.

Please note: You will receive your credit in your MyCard credit card account within 5 business days.

 

Our Rewards Program credit card range

Not a MyCard Rewards, Premier or Prestige cardholder yet? Explore the card that suits your lifestyle. Please note, MyCard Platinum and Classic Plus are no longer for sale.

MyCard Rewards

Earn points on your everyday spend and turn them into rewards you love.

Annual fee: $199 p.a.

Minimum Credit Limit $2,000.

Purchase Rate 22.49% p.a.

MyCard Premier

Elevate every moment with rewards and travel benefits.

Annual fee: $300 p.a.

Minimum Credit Limit $10,000.

Purchase Rate 22.49% p.a.

MyCard Prestige

Premium travel benefits with our highest Reward Points earning card.

Annual fee: $700 p.a.

Minimum Credit Limit $20,000.

Purchase Rate 22.49% p.a.

Other ways to redeem

Pay with Points

Redeem your Reward Points to receive a credit back on almost any purchase with Pay with Points. 

Redeem Giftcards

Redeem your Reward Points for Giftcards with over 50 brands and stores to choose from.

Transfer Points

Transfer your Points to one of our loyalty partner programs including Flybuys and Velocity Frequent Flyer.

FAQs

You will receive your Cashback or Annual Fee credit into your MyCard credit card account within 5 business days.

Things you should know

Important information