​Making payments to your account: You can find details on how to make payments to your account here. Your new BPAY reference number is in your MyCard statement, but payments using your previous BPAY details will still be applied to your account.​

Getting copies of your statements: You can download statements from November 2023 onward via the MyCard app or MyCard Online. For earlier statements, you can request them through chat with us in MyCard Online. Only the accountholder can view or request statements.​​

Accessing MyCard Online: refer to our FAQs on how to retrieve your MyCard user ID and log in for the first time.​

At a glance

Discover a card that turns your purchases into possibilities. With MyCard Premier Qantas, transform your journey into a memorable experience with access to a range of travel benefits.

This card has a Minimum Credit Limit $10,000.

Annual Fee

$350 p.a.

Retail purchase rate

22.49 % p.a.

Cash advance rate

22.99 % p.a.

Earn Qantas Points for every $1 spent on Eligible Transactions 

Spend typeNumber of PointsSpend Eligibility
Spend type
International Spend
Number of Points
1 Qantas Point
Spend Eligibility
on Eligible Transactions made overseas or online with a merchant that is based overseas.
Spend type
Online Spend
Number of Points
1 Qantas Point
Spend Eligibility
on Eligible Transactions made online.
Spend type
Domestic Spend
Number of Points
0.5 Qantas Points
Spend Eligibility
on all other Eligible Transactions.

Qantas Points are capped at 100,000 per 12 month period when you use your MyCard Premier Qantas Credit Card on Eligible Transactions on Online Spend, International Spend and Domestic Spend.

What you get

  • Priority PassTM – 2x annual airport lounge access passes 

  • Complimentary Travel Insurance 

  • Complimentary Mobile Phone Insurance

  • Personal concierge service 

Things to consider

  • Higher retail purchase rate, than our MyCard Clear.

  • Does not earn MyCard Reward Points, see MyCard Premier, if looking for MyCard Reward Points.

Benefits

Explore the benefits that come with MyCard Premier Qantas

Two airport lounge passes with Priority PassTM

Receive 2 complimentary lounge access passes to 1,700 airport lounges worldwide for you and a guest with Priority Pass. 

Complimentary Travel Insurance

Access to Complimentary international and domestic travel insurance. 

Complimentary Mobile Phone Insurance

Pay your monthly postpaid plan bill with your MyCard Premier Qantas card and you'll be covered for Accidental Damage and Theft.

Complimentary Purchase Protection Insurance

Access purchase protection insurance on eligible purchases.

Complimentary Extended Warranty Insurance

Access extended warranty insurance on eligible purchases.

Earn Qantas Points

Earn Qantas Points on your MyCard Premier Qantas card and use them on flights, hotels, entertainment and more.

Current offer

100,000 bonus Qantas Points

Get 100,000 bonus Qantas Points when you spend $6,000 on eligible purchases within 90 days from approval and keep your card open for over 12 months. 

Annual Fee

$350 p.a.

Purchase interest rate

22.49 % p.a.

Included extras

  • 0% p.a. for 12 months on Balance Transfers. 3% Balance Transfer Fee applies. Balance Transfer rate reverts to Cash Advance rate after the promotional period.

Rates and fees

Interest rates and fees

These are our standard interest rates and fees for the MyCard Premier Qantas credit card. For the full list, please see our Credit Card fees and charges page.

Fee typeRate (p.a.)
Fee type
Annual fee
Rate (p.a.)
$350
Fee type
Retail purchase rate
Rate (p.a.)
22.49% p.a.
Fee type

Cash advance rate

Or pay off eligible purchases at an interest rate over a set term with a MyCard Instalment Plan.

Rate (p.a.)
22.99% p.a.
Fee type

Additional cardholder fee

You may have up to four additional cardholders, who must be at least 16 years old.

Rate (p.a.)
$0

Other rates and fees

These are some other rates and fee information including credit limits and interest free days for the MyCard Premier Qantas credit card.

Fee typeFee details
Fee type
Interest-free period
Fee details
Up to 44 days (On retail purchases)
Fee type

Credit limit

Credit limit changes are subject to credit assessment criteria.

Fee details
Your minimum credit limit is $10,000, your maximum is $100,000.
Fee type
Late payment fee
Fee details
$30
Fee type

Domestic cash advance fee

Minimum charge $3.50.

Fee details
3.5% of transaction amount
Fee type
International cash advance fee
Fee details
$5
Fee type
Paper statement fee
Fee details
$2 per month
Fee type
International transaction fee
Fee details
3.5% of transaction amount
Fee type
Over-the-counter transaction fee (Bank@PostTM)
Fee details
$2.50

Featured offers

2503643405

Up to 15% off Luxury Escapes

Enjoy up to 15% off eligible Luxury Escapes hotels. Discount cap applies.

10% off selected Expedia hotels

Save on your next getaway with 10% off selected hotels on Expedia.

10% off selected Wotif hotels

Explore Australia and beyond with 10% off selected hotels on Wotif.

You might also like

MyCard Premier

Elevate every moment with rewards and travel benefits. Minimum Credit Limit $10,000. Purchase Rate 22.49% p.a.

Annual fee

$300 p.a.
  • Earn MyCard Reward Points 

  • Two complimentary airport lounge passes with Priority PassTM

  • Complimentary Travel Insurance and Mobile Phone Insurance

  • Personal concierge service 

  • Discounts from our partners

MyCard Rewards

Earn points on your everyday spend and turn them into rewards you love. Minimum Credit Limit $2,000. Purchase Rate 22.49% p.a.

Annual fee

$199 p.a.
  • Earn MyCard Reward Points 

  • Complimentary Mobile Phone Insurance

  • Complimentary Extended Warranty Insurance and Purchase Protection Insurance

  • Pay with Points 

  • Discounts from our partners

MyCard Prestige

Premium travel benefits with our highest Reward Points earning card. Minimum Credit Limit $20,000. Purchase Rate 22.49% p.a.

Annual fee

$700 p.a.
  • Earn MyCard Reward Points 

  • 4th Night on Us with Luxury Escapes 

  • 15 airport lounge visits every year with Priority PassTM 

  • Complimentary Travel Insurance and Mobile Phone Insurance

  • Uber Premier $100 cashback 

  • Discounts from our partners

MyCard Prestige Qantas

Our highest Qantas Points earning card with premium travel benefits. Minimum Credit Limit $20,000. Purchase Rate 22.49% p.a.

Annual Fee

$749 p.a.
  • Earn Qantas Points 

  • 4th Night on Us with Luxury Escapes 

  • 15 airport lounge visits every year with Priority PassTM 

  • Complimentary Travel Insurance and Mobile Phone Insurance

  • Uber Premier $100 cashback 

Things you should know

Important information

Fees and charges

Read our Credit Card Terms and Conditions. Credit card fees and charges are payable. Approval and credit limit is subject to MyCard's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at today. Please refer to the Target Market Determinations for our products. Credit cards issued by National Australia Bank Limited.