Making payments to your account: You can find details on how to make payments to your account here. Your new BPAY reference number is in your MyCard statement, but payments using your previous BPAY details will still be applied to your account.
Getting copies of your statements: You can download statements from November 2023 onward via the MyCard app or MyCard Online. For earlier statements, you can request them through chat with us in MyCard Online. Only the accountholder can view or request statements.
Accessing MyCard Online: refer to our FAQs on how to retrieve your MyCard user ID and log in for the first time.
At a glance
Discover a card that turns your purchases into possibilities. With MyCard Premier Qantas, transform your journey into a memorable experience with access to a range of travel benefits.
This card has a Minimum Credit Limit $10,000.
Annual Fee
Retail purchase rate
Cash advance rate
Earn Qantas Points for every $1 spent on Eligible Transactions
| Spend type | Number of Points | Spend Eligibility |
|---|---|---|
Spend type International Spend | Number of Points 1 Qantas Point | Spend Eligibility on Eligible Transactions made overseas or online with a merchant that is based overseas. |
Spend type Online Spend | Number of Points 1 Qantas Point | Spend Eligibility on Eligible Transactions made online. |
Spend type Domestic Spend | Number of Points 0.5 Qantas Points | Spend Eligibility on all other Eligible Transactions. |
Qantas Points are capped at 100,000 per 12 month period when you use your MyCard Premier Qantas Credit Card on Eligible Transactions on Online Spend, International Spend and Domestic Spend.
What you get
Things to consider
-
Higher retail purchase rate, than our MyCard Clear.
-
Does not earn MyCard Reward Points, see MyCard Premier, if looking for MyCard Reward Points.
Benefits
Explore the benefits that come with MyCard Premier Qantas
Two airport lounge passes with Priority PassTM
Receive 2 complimentary lounge access passes to 1,700 airport lounges worldwide for you and a guest with Priority Pass.
Complimentary Travel Insurance
Access to Complimentary international and domestic travel insurance.
Complimentary Mobile Phone Insurance
Pay your monthly postpaid plan bill with your MyCard Premier Qantas card and you'll be covered for Accidental Damage and Theft.
Complimentary Purchase Protection Insurance
Access purchase protection insurance on eligible purchases.
Complimentary Extended Warranty Insurance
Access extended warranty insurance on eligible purchases.
Earn Qantas Points
Earn Qantas Points on your MyCard Premier Qantas card and use them on flights, hotels, entertainment and more.
Current offer
100,000 bonus Qantas Points
Get 100,000 bonus Qantas Points when you spend $6,000 on eligible purchases within 90 days from approval and keep your card open for over 12 months.
Annual Fee
Purchase interest rate
Included extras
Rates and fees
Interest rates and fees
These are our standard interest rates and fees for the MyCard Premier Qantas credit card. For the full list, please see our Credit Card fees and charges page.
| Fee type | Rate (p.a.) |
|---|---|
Fee type Annual fee | Rate (p.a.) $350 |
Fee type Retail purchase rate | Rate (p.a.) 22.49% p.a. |
Fee type Cash advance rate Or pay off eligible purchases at an interest rate over a set term with a MyCard Instalment Plan. | Rate (p.a.) 22.99% p.a. |
Fee type Additional cardholder fee You may have up to four additional cardholders, who must be at least 16 years old. | Rate (p.a.) $0 |
Other rates and fees
These are some other rates and fee information including credit limits and interest free days for the MyCard Premier Qantas credit card.
| Fee type | Fee details |
|---|---|
Fee type Interest-free period | Fee details Up to 44 days (On retail purchases) |
Fee type Credit limit Credit limit changes are subject to credit assessment criteria. | Fee details Your minimum credit limit is $10,000, your maximum is $100,000. |
Fee type Late payment fee | Fee details $30 |
Fee type Domestic cash advance fee Minimum charge $3.50. | Fee details 3.5% of transaction amount |
Fee type International cash advance fee | Fee details $5 |
Fee type Paper statement fee | Fee details $2 per month |
Fee type International transaction fee | Fee details 3.5% of transaction amount |
Fee type Over-the-counter transaction fee (Bank@PostTM) | Fee details $2.50 |
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Things you should know
Important information
Fees and charges
Read our Credit Card Terms and Conditions. Credit card fees and charges are payable. Approval and credit limit is subject to MyCard's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at today. Please refer to the Target Market Determinations for our products. Credit cards issued by National Australia Bank Limited.