Enjoy up to 15% off eligible Luxury Escapes hotels. Discount cap applies.
MyCard Rewards Qantas
Applications for a new MyCard Rewards Qantas are no longer available.
Explore the features, benefits and rewards available on your existing MyCard Rewards Qantas.
MyCard Qantas Reward Program
Earn Qantas Points for every $1 spent on Eligible Transactions.
| Spend type | Number of Points | Spend Eligibility |
|---|---|---|
Spend type International and Domestic Spend | Number of Points 0.5 Qantas Points | Spend Eligibility on Eligible Transactions capped at $6,000 spend per Statement Period. |
Benefits
Explore the benefits that come with MyCard Rewards Qantas
Earn Qantas Points
Earn Qantas Points on your MyCard Rewards Qantas card and use them on flights, hotels, entertainment and more.
Complimentary Mobile Phone Insurance
Pay your monthly postpaid plan bill with your MyCard Rewards Qantas card and you'll be covered for Accidental Damage and Theft.
Instalment Plans
Pay back large credit card expenses with monthly instalments.
Complimentary Purchase Protection Insurance
Access purchase protection insurance on eligible purchases.
Complimentary Extended Warranty Insurance
Access extended warranty insurance on eligible purchases.
Click to Pay
Enjoy a quicker and more secure way to pay online with your MyCard Credit Card. No need to manually enter your card details every time - simply select Click to Pay at participating online checkouts for a seamless experience.
Rates and fees
Interest rates and fees
For the full list, please see our Credit card fees and charges page.
| Fee type | Rate (p.a.) |
|---|---|
Fee type Annual fee | Rate (p.a.) $249 |
Fee type Retail purchase rate | Rate (p.a.) 22.49% p.a. |
Fee type Cash advance rate | Rate (p.a.) 22.99% p.a. |
Fee type Additional cardholder fee You may have up to 4 existing additional cardholders on your account. | Rate (p.a.) $90 per additional cardholder |
Other rates and fees
| Fee type | Fee details |
|---|---|
Fee type Interest-free period | Fee details Up to 44 days (On retail purchases) |
Fee type Credit limit Credit limit changes are subject to credit assessment criteria. | Fee details Your minimum credit limit is $2,000, your maximum is $100,000 |
Fee type Late payment fee | Fee details $30 |
Fee type Domestic cash advance fee Minimum charge $3.50. | Fee details 3.5% of transaction amount |
Fee type International cash advance fee Minimum charge $3.50. | Fee details 3.5% of transaction amount |
Fee type Paper statement fee | Fee details $2 per month |
Fee type International transaction fee | Fee details 3.5% of transaction amount |
Fee type Over-the-counter transaction fee (Bank@PostTM) | Fee details $2.50 |
Featured offers
Explore these limited time offers with MyCard Rewards Qantas.
Up to 15% off Luxury Escapes
10% off selected Expedia hotels
Save on your next getaway with 10% off selected hotels on Expedia.
10% off selected Wotif hotels
Explore Australia and beyond with 10% off selected hotels on Wotif.
Things you should know
Fees and charges
Read our Credit Card Terms and Conditions. Credit card fees and charges are payable. Approval and credit limit is subject to MyCard's credit assessment criteria. Fees, charges and earn rates (if applicable) are subject to change from 1 October 2026. If we make changes, these will be communicated in accordance with our terms & conditions. Please refer to the Target Market Determinations for our products. Credit cards issued by National Australia Bank Limited.