Current offer

Up to 80,000 bonus Qantas Points

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Annual Fee

$350 p.a.

Purchase Interest Rate

22.49 % p.a.

Included extras

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At a glance

Discover a card that turns your purchases into possibilities.

With MyCard Premier Qantas, transform your journey into a memorable experience with access to a range of travel benefits.

This card has a Minimum Credit Limit $10,000.

Annual Fee

$350 p.a.

Retail Purchase Rate

22.49 % p.a.

Cash Advance Rate

22.99 % p.a.

Earn Qantas Points for every $1 spent on Eligible Transactions

Spend typeNumber of PointsSpend Eligibility
Spend type
International and Domestic Spend
Number of Points
0.5 Points
Spend Eligibility
on Eligible Transactions capped at $7,000 spend per Statement Period.

What you get

  • Priority PassTM – 2 annual airport lounge access passes

  • Complimentary Travel Insurance 

  • Complimentary Mobile Phone Insurance

  • Personal concierge service 

Things to consider

  • Higher retail purchase rate, than our MyCard Clear.

  • Does not earn MyCard Reward Points, see MyCard Premier, if looking for MyCard Reward Points.

Benefits

Explore the benefits that come with MyCard Premier Qantas

Two airport lounge passes with Priority PassTM

Receive 2 complimentary lounge access passes to 1,700 airport lounges worldwide with Priority Pass.

Complimentary Travel Insurance

Access to Complimentary international and domestic travel insurance.

Complimentary Mobile Phone Insurance

Pay your monthly postpaid plan bill with your MyCard Premier Qantas card and you'll be covered for Accidental Damage and Theft.

Complimentary Purchase Protection Insurance

Access purchase protection insurance on eligible purchases.

Complimentary Extended Warranty Insurance

Access extended warranty insurance on eligible purchases.

Earn Qantas Points

Earn Qantas Points on your MyCard Premier Qantas card and use them on flights, hotels, entertainment and more.

Click to Pay

Enjoy a quicker and more secure way to pay online with your MyCard Credit Card. No need to manually enter your card details every time - simply select Click to Pay at participating online checkouts for a seamless experience.

Instalment Plans

Pay back large credit card expenses with monthly instalments.

Rates and fees

Interest rates and fees

For the full list, please see our Credit card fees and charges page.

Fee typeRate (p.a.)
Fee type
Annual fee
Rate (p.a.)
$350
Fee type
Retail purchase rate
Rate (p.a.)
22.49% p.a.
Fee type
Cash advance rate
Rate (p.a.)
22.99% p.a.
Fee type

Additional cardholder fee

You may have up to 4 existing additional cardholders on your account. Please note that we are not accepting new additional cardholders on accounts at this time.

Rate (p.a.)
$0

Other rates and fees

Fee typeFee details
Fee type
Interest-free period
Fee details
Up to 44 days (On retail purchases)
Fee type

Credit limit

Credit limit changes are subject to credit assessment criteria.

Fee details
Your minimum credit limit is $10,000, your maximum is $100,000.
Fee type
Late payment fee
Fee details
$30
Fee type

Domestic cash advance fee

Minimum charge $3.50.

Fee details
3.5% of transaction amount
Fee type

International cash advance fee

Minimum charge $5.

Fee details
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Fee type
Paper statement fee
Fee details
$2 per month
Fee type
International transaction fee
Fee details
3.5% of transaction amount
Fee type
Over-the-counter transaction fee (Bank@PostTM)
Fee details
$2.50

Featured offers

2503643405

Up to 15% off Luxury Escapes

Enjoy up to 15% off eligible Luxury Escapes hotels. Discount cap applies.

10% off selected Expedia hotels

Save on your next getaway with 10% off selected hotels on Expedia.

10% off selected Wotif hotels

Explore Australia and beyond with 10% off selected hotels on Wotif.

You might also like

MyCard Premier

Elevate every moment with rewards and travel benefits. Minimum Credit Limit $10,000. Purchase Rate 22.49% p.a.

Annual Fee

$300 p.a.
  • Earn MyCard Reward Points 

  • Two complimentary airport lounge passes with Priority PassTM

  • Complimentary Travel Insurance and Mobile Phone Insurance

  • Personal concierge service 

  • Discounts from our partners

MyCard Rewards

Earn points on your everyday spend and turn them into rewards you love. Minimum Credit Limit $2,000. Purchase Rate 22.49% p.a.

Annual Fee

$199 p.a.
  • Earn MyCard Reward Points 

  • Complimentary Mobile Phone Insurance

  • Complimentary Extended Warranty Insurance and Purchase Protection Insurance

  • Pay with Points 

  • Discounts from our partners

Things you should know

Fees and charges

Read our Credit Card Terms and Conditions. Credit card fees and charges are payable. Approval and credit limit is subject to MyCard's credit assessment criteria. Fees, charges and earn rates (if applicable) are subject to change from 1 October 2026. If we make changes, these will be communicated in accordance with our terms & conditions. Please refer to the Target Market Determinations for our products. Credit cards issued by National Australia Bank Limited.