We're aware of scam emails being sent that impersonate MyCard asking customers to verify their account details to restore full access to their account. Do not click the link or provide any information.

  • The email will say that we reached out regarding a manual verification required for your account and that we have temporarily limited certain card features. They will provide a link for you to click to restore the features by completing a verification process.
  • Do not reply to the message, click the link or copy the URL into your browser and block the sender immediately.

If you have received this type of email or text message, please report it via email as an attachment to: phish@mycard.com.au. If you have provided information, contact us on 13 24 84 or +61 2 8225 0615 if you are overseas immediately.

Latest offers

0% p.a. for 24 months on Balance Transfers

Low rate

Get 0% p.a. for 24 months on balance transfers with the MyCard Clear Card. 3% balance transfer fee applies. Balance transfer rate reverts to cash advance rate after the promotional period.

Minimum Credit Limit: $2,000

Annual Fee

$149 p.a.

Purchase Rate

14.99 % p.a.

0% p.a. for 15 months on Purchases and Balance Transfers

Everyday rewards

Get 0% p.a. for 15 months on purchases and balance transfers with the MyCard Rewards Card. 2% balance transfer fee applies. Balance transfer rate reverts to cash advance rate after the promotional period

Minimum Credit Limit: $2,000

Annual Fee

$199 p.a.

Purchase Rate

22.49 % p.a.

Up to 100,000 bonus Qantas Points

Qantas rewards

Spend $6,000 on eligible purchases within 90 days from approval to earn 70,000 bonus Qantas Points with the MyCard Premier Qantas Card and an additional 30,000 bonus Qantas Points when you keep your card open for over 12 months. Plus, save with 0% p.a. for 12 months on Balance Transfers. 3% Balance Transfer Fee applies. Balance Transfer rate reverts to Cash Advance rate after the promotional period.

Minimum Credit Limit: $10,000

Annual Fee

$350 p.a.

Purchase Rate

22.49 % p.a.

MyCard Prestige

Premium travel benefits with our highest points earning card. Minimum Credit Limit $20,000. Purchase Rate 22.49% p.a.

Annual fee

$700 p.a.

250,000 bonus MyCard Reward Points

Spend $10,000 on eligible purchases within 90 days from approval to unlock 250,000 bonus MyCard Reward Points. Plus, save with 0% p.a. for 6 months on Balance Transfers. Balance Transfer rate reverts to Cash Advance rate after the promotional period.

Up to 200,000 bonus Velocity Points via Autoredemption

Spend $12,000 on eligible purchases within 90 days from approval and enrol in autoredemption to unlock 150,000 bonus Velocity Points and an additional 50,000 bonus Velocity Points when you keep your card open for over 12 months. Plus, save with 0% p.a. for 12 months on Balance Transfers. 3% Balance Transfer Fee applies. Balance Transfer rate reverts to Cash Advance rate after the promotional period.

MyCard Prestige Qantas

Our highest Qantas Points earning card with premium travel benefits. Minimum Credit Limit $20,000. Purchase Rate 22.49% p.a.

Annual fee

$749 p.a.

125,000 bonus Qantas Points

Spend $10,000 on eligible purchases within 90 days from approval to earn 125,000 bonus Qantas Points. Plus, save with 0% p.a. for 6 months on Balance Transfers. Balance Transfer rate reverts to Cash Advance rate after the promotional period.

MyCard Premier

Elevate every moment with rewards and travel benefits. Minimum Credit Limit $10,000. Purchase Rate 22.49% p.a.

Annual fee

$300 p.a.

Up to 150,000 bonus MyCard Reward Points

Spend $7,000 on eligible purchases within 90 days from approval to unlock 120,000 bonus MyCard Reward Points and an additional 30,000 bonus MyCard Reward Points when you keep your card open for over 12 months. Plus, save with 0% p.a. for 6 months on Balance Transfers. Balance Transfer rate reverts to Cash Advance rate after the promotional period.

110,000 bonus Velocity Points via Autoredemption

Spend $8,000 on eligible purchases within 90 days from approval and enrol in autoredemption to unlock 110,000 bonus Velocity Points. Plus, save with 0% p.a. for 12 months on Balance Transfers. 3% Balance Transfer Fee applies. Balance Transfer rate reverts to Cash Advance rate after the promotional period.

MyCard Premier Qantas

Earn Qantas Points with access to rewards and travel benefits. Minimum Credit Limit $10,000. Purchase Rate 22.49% p.a.

Annual Fee

$350 p.a.

Up to 100,000 bonus Qantas Points

Spend $6,000 on eligible purchases within 90 days from approval to earn 70,000 bonus Qantas Points and an additional 30,000 bonus Qantas Points when you keep your card open for over 12 months. Plus, save with 0% p.a. for 12 months on Balance Transfers. 3% Balance Transfer Fee applies. Balance Transfer rate reverts to Cash Advance rate after the promotional period.

MyCard Rewards

Earn points on your everyday spend and turn them into rewards you love. Minimum Credit Limit $2,000. Purchase Rate 22.49% p.a.

Annual fee

$199 p.a.

100,000 bonus MyCard Reward Points

Spend $5,000 on eligible purchases within 90 days from approval to unlock 100,000 bonus MyCard Reward Points. Plus, save with 0% p.a. for 12 months on Balance Transfers. 3% Balance Transfer Fee applies. Balance Transfer rate reverts to Cash Advance rate after the promotional period.

0% p.a. for 15 months on Purchases and Balance Transfers

Get 0% p.a. for 15 months on purchases and balance transfers. 2% balance transfer fee applies. Balance transfer rate reverts to cash advance rate after the promotional period

Up to 90,000 bonus Velocity Points via Autoredemption

Spend $5,000 on eligible purchases within 90 days from approval and enrol in autoredemption to unlock 60,000 bonus Velocity Points and an additional 30,000 bonus Velocity Points when you keep your card open for over 12 months. Plus, save with 0% p.a. for 12 months on Balance Transfers. 3% Balance Transfer Fee applies. Balance Transfer rate reverts to Cash Advance rate after the promotional period.

MyCard Clear

A low interest rate on Retail Purchases. Minimum Credit Limit $2,000. Purchase Rate 14.99% p.a.

Annual fee

$149 p.a.

0% p.a. for 24 months on Balance Transfers

Get 0% p.a. for 24 months on balance transfers. 3% balance transfer fee applies. Balance transfer rate reverts to cash advance rate after the promotional period.

5.99% p.a. for 36 months on Balance Transfers

Get 5.99% p.a. for 36 months on balance transfers. Balance transfer rate reverts to cash advance rate after the promotional period.

MyCard Simplicity

Enjoy no annual fee or late fees. Minimum Credit Limit $2,000. Purchase Rate 22.49% p.a.

Annual fee

$0 p.a.

0% p.a. for 6 months on Purchases and Balance Transfers

Get 0% p.a. for 6 months on purchases and balance transfers. Balance transfer rate reverts to cash advance rate after the promotional period.

Things you should know

Important information

Fees and charges

Read our Credit Card Terms and Conditions. Credit card fees and charges are payable. Approval and credit limit is subject to MyCard's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at today. Please refer to the Target Market Determinations for our products. Credit cards issued by National Australia Bank Limited.