A low interest rate on Retail Purchases. Minimum Credit Limit $2,000. Purchase Rate 14.99% p.a.
Latest offers
MyCard Clear
Annual Fee
$149
p.a.
-
0% p.a. for 24 months on Balance Transfers
Get 0% p.a. for 24 months on balance transfers.
3% balance transfer fee applies. Balance transfer rate reverts to cash advance rate after the promotional period.
MyCard Rewards
Earn points on your everyday spend and turn them into rewards you love. Minimum Credit Limit $2,000. Purchase Rate 22.49% p.a.
Annual Fee
$199
p.a.
The fee will increase to $249 p.a. for applications
started on or after 1 October 2026.
-
0% p.a. for 15 months on Purchases and Balance Transfers
Get 0% p.a. for 15 months on purchases and balance transfers.
2% balance transfer fee applies. Balance transfer rate reverts to cash advance rate after the promotional period
MyCard Premier Qantas
Earn Qantas Points with access to rewards and travel benefits. Minimum Credit Limit $10,000. Purchase Rate 22.49% p.a.
Annual Fee
$350
p.a.
-
Up to 100,000 bonus Qantas Points
Spend $6,000 on eligible purchases within 90 days from approval to earn 70,000 bonus Qantas Points and an additional 30,000 bonus Qantas Points when you keep your card open for over 12 months.
Plus, save with 0% p.a. for 12 months on Balance Transfers. 3% Balance Transfer Fee applies. Balance Transfer rate reverts to Cash Advance rate after the promotional period.
- Balance Transfers
- MyCard Rewards
- Frequent Flyer
MyCard Rewards
Earn points on your everyday spend and turn them into rewards you love. Minimum Credit Limit $2,000. Purchase Rate 22.49% p.a.
Annual Fee
$199
p.a.
The fee will increase to $249 p.a. for applications
started on or after 1 October 2026.
-
0% p.a. for 15 months on Purchases and Balance Transfers
Get 0% p.a. for 15 months on purchases and balance transfers.
2% balance transfer fee applies. Balance transfer rate reverts to cash advance rate after the promotional period
MyCard Clear
A low interest rate on Retail Purchases. Minimum Credit Limit $2,000. Purchase Rate 14.99% p.a.
Annual Fee
$149
p.a.
-
0% p.a. for 24 months on Balance Transfers
Get 0% p.a. for 24 months on balance transfers.
3% balance transfer fee applies. Balance transfer rate reverts to cash advance rate after the promotional period.
MyCard Clear
A low interest rate on Retail Purchases. Minimum Credit Limit $2,000. Purchase Rate 14.99% p.a.
Annual Fee
$149
p.a.
-
5.99% p.a. for 36 months on Balance Transfers
Get 5.99% p.a. for 36 months on balance transfers.
Balance transfer rate reverts to cash advance rate after the promotional period.
MyCard Simplicity
Enjoy no annual fee if you start your application before 1 October 2026. Minimum Credit Limit $2,000. Purchase Rate 22.49% p.a.
Annual Fee
$0
p.a.
A $49 p.a. fee will apply for applications
started on or after 1 October 2026.
-
0% p.a. for 6 months on Purchases and Balance Transfers
Get 0% p.a. for 6 months on purchases and balance transfers.
Balance transfer rate reverts to cash advance rate after the promotional period.
MyCard Premier
Elevate every moment with rewards and travel benefits. Minimum Credit Limit $10,000. Purchase Rate 22.49% p.a.
Annual fee
$300
p.a.
-
Up to 150,000 bonus MyCard Reward Points
Spend $7,000 on eligible purchases within 90 days from approval to unlock 120,000 bonus MyCard Reward Points and an additional 30,000 bonus MyCard Reward Points when you keep your card open for over 12 months.
Plus, save with 0% p.a. for 6 months on Balance Transfers. Balance Transfer rate reverts to Cash Advance rate after the promotional period.
MyCard Rewards
Earn points on your everyday spend and turn them into rewards you love. Minimum Credit Limit $2,000. Purchase Rate 22.49% p.a.
Annual Fee
$199
p.a.
The fee will increase to $249 p.a. for applications
started on or after 1 October 2026.
-
100,000 bonus MyCard Reward Points
Spend $5,000 on eligible purchases within 90 days from approval to unlock 100,000 bonus MyCard Reward Points.
Plus, save with 0% p.a. for 12 months on Balance Transfers. 3% Balance Transfer Fee applies. Balance Transfer rate reverts to Cash Advance rate after the promotional period.
MyCard Premier
Elevate every moment with rewards and travel benefits. Minimum Credit Limit $10,000. Purchase Rate 22.49% p.a.
Annual fee
$300
p.a.
-
110,000 bonus Velocity Points via Autoredemption
Spend $8,000 on eligible purchases within 90 days from approval and enrol in autoredemption to unlock 110,000 bonus Velocity Points.
Plus, save with 0% p.a. for 12 months on Balance Transfers. 3% Balance Transfer Fee applies. Balance Transfer rate reverts to Cash Advance rate after the promotional period.
MyCard Premier Qantas
Earn Qantas Points with access to rewards and travel benefits. Minimum Credit Limit $10,000. Purchase Rate 22.49% p.a.
Annual Fee
$350
p.a.
-
Up to 100,000 bonus Qantas Points
Spend $6,000 on eligible purchases within 90 days from approval to earn 70,000 bonus Qantas Points and an additional 30,000 bonus Qantas Points when you keep your card open for over 12 months.
Plus, save with 0% p.a. for 12 months on Balance Transfers. 3% Balance Transfer Fee applies. Balance Transfer rate reverts to Cash Advance rate after the promotional period.
MyCard Rewards
Earn points on your everyday spend and turn them into rewards you love. Minimum Credit Limit $2,000. Purchase Rate 22.49% p.a.
Annual Fee
$199
p.a.
The fee will increase to $249 p.a. for applications
started on or after 1 October 2026.
-
Up to 90,000 bonus Velocity Points via Autoredemption
Spend $5,000 on eligible purchases within 90 days from approval and enrol in autoredemption to unlock 60,000 bonus Velocity Points and an additional 30,000 bonus Velocity Points when you keep your card open for over 12 months.
Plus, save with 0% p.a. for 12 months on Balance Transfers. 3% Balance Transfer Fee applies. Balance Transfer rate reverts to Cash Advance rate after the promotional period.
Things you should know
Fees and charges
Read our Credit Card Terms and Conditions. Credit card fees and charges are payable. Approval and credit limit is subject to MyCard's credit assessment criteria. Fees, charges and earn rates (if applicable) are subject to change from 1 October 2026. If we make changes, these will be communicated in accordance with our terms & conditions. Please refer to the Target Market Determinations for our products. Credit cards issued by National Australia Bank Limited.