Add or remove an Additional Cardholder

Follow these simple instructions to add or remove an Additional Cardholder from your MyCard Credit Card Account.

Who is an Additional Cardholder?

An additional cardholder is another person who you have authorised to have a card on your account.

An annual fee may apply for each additional cardholder, added to your account, depending on the MyCard credit card held.
If an additional cardholder fee applies, the fee will be charged on the date the additional cardholder is first added and then annually on each 12 month anniversary thereafter. This fee is separate from, and in addition to, the annual fee applicable to the account.
The additional cardholder will get a card and PIN that allows them to use the account in any way you can (except request a Balance Transfer or Instalment Plan or change the credit limit). They will also be able to log in to the MyCard App and MyCard Online to view only the transactions they make and the available credit.
The primary cardholder, is responsible for all transactions made by any additional cardholder on their account.
Any transactions made by an additional cardholder will appear on the primary cardholder’s monthly statement and form part of their account balance and minimum payment due. The primary cardholder can view all transactions through the MyCard App or MyCard Online.
Additional cardholders must be at least 16 years of age at the time of application.
Additional cardholders must be an Australian resident for tax purposes at the time of application.

To add an additional cardholder, you must be an existing MyCard primary cardholder.

You’ll need to invite the person you wish to add, and they must complete an application before a card can be issued.

To send an invitation, you’ll need the following information of the person you wish to add:

You can only apply as an additional cardholder if you have received an invitation code from a MyCard primary cardholder.

The one-time use invitation code provided by the primary cardholder
One of the following documents to verify your identity:
- Australian passport,
- Foreign passport, or
- Australian driver licence

Additional cardholders can activate their own card using the MyCard App or MyCard Online.
If the primary cardholder would like to activate an additional cardholder's card, they will need to contact us by phone or chat for assistance.