​Making payments to your account: You can find details on how to make payments to your account here. Your new BPAY reference number is in your MyCard statement, but payments using your previous BPAY details will still be applied to your account.​

Getting copies of your statements: You can download statements from November 2023 onward via the MyCard app or MyCard Online. For earlier statements, you can request them through chat with us in MyCard Online. Only the accountholder can view or request statements.​​

Accessing MyCard Online: refer to our FAQs on how to retrieve your MyCard user ID and log in for the first time.​

Target Market Determinations

View historical TMDs for the following products that are no longer for sale.

  • Citi Clear Card 

Citi Clear Card TMD - Dated 30 September 2025 (PDF, 60KB), opens in new window

Citi Clear Card TMD - Dated 1 April 2025 (PDF, 60KB), opens in new window

Citi Clear Card TMD - Dated 20 January 2025 (PDF, 60KB), opens in new window

Citi Clear Card TMD - Dated 30 September 2024 (PDF, 60KB), opens in new window

Citi Clear Card TMD - Dated 9 September 2024 (PDF, 60KB), opens in new window

Citi Clear Card TMD - Dated 30 September 2023 (PDF, 82KB), opens in new window

Citi Clear Card TMD - Dated 21 August 2022 (PDF, 58KB), opens in new window

Citi Clear Card TMD - Dated 1 June 2022 (PDF, 59KB), opens in new window

Citi Clear Card TMD - Dated 5 October 2021 (PDF, 57KB), opens in new window

  • Citi Simplicity Card 

Citi Simplicity Card TMD - Dated 30 September 2025 (PDF, 60KB), opens in new window

Citi Simplicity Card TMD - Dated 23 May 2025 (PDF, 60KB), opens in new window

Citi Simplicity Card TMD  - Dated 20 January 2025 (PDF, 60KB), opens in new window

Citi Simplicity Card TMD - Dated 30 September 2024 (PDF, 60KB), opens in new window

Citi Simplicity Card TMD - Dated 9 September 2024 (PDF, 60KB), opens in new window

Citi Simplicity Card TMD - Dated 30 September 2023 (PDF, 61KB), opens in new window

Citi Simplicity Card TMD - Dated 21 August 2022 (PDF, 58KB), opens in new window

Citi Simplicity Card TMD - Dated 1 June 2022 (PDF, 59KB), opens in new window

Citi Simplicity Card TMD - Dated 5 October 2021 (PDF, 58KB), opens in new window

  • Citi Rewards Card 

Citi Rewards Card TMD - Dated 30 September 2025 (PDF, 61KB), opens in new window

Citi Rewards Card TMD - Dated 23 May 2025 (PDF, 60KB), opens in new window

Citi Rewards Card TMD - Dated 20 January 2025 (PDF, 61KB), opens in new window

Citi Rewards Card TMD - Dated 30 September 2024 (PDF, 61KB), opens in new window

Citi Rewards Card TMD - Dated 9 September 2024 (PDF, 61KB), opens in new window

Citi Rewards Card TMD - Dated 30 September 2023 (PDF, 61KB), opens in new window

Citi Rewards Card TMD - Dated 21 August 2022 (PDF, 59KB), opens in new window

Citi Rewards Card TMD - Dated 1 June 2022 (PDF, 71KB), opens in new window

Citi Rewards Card TMD  - Dated 5 October 2021 (PDF, 58KB), opens in new window

  • Citi Premier Card 

Citi Premier Card TMD - Dated 30 September 2025 (PDF, 61KB), opens in new window

Citi Premier Card TMD - Dated 23 May 2025 (PDF, 60KB), opens in new window

Citi Premier Card TMD - Dated 20 January 2025 (PDF, 61KB), opens in new window

Citi Premier Card TMD - Dated 30 September 2024 (PDF, 61KB), opens in new window

Citi Premier Card TMD - Dated 9 September 2024 (PDF, 61KB), opens in new window

Citi Premier Card TMD - Dated 30 September 2023 (PDF, 61KB), opens in new window

Citi Premier Card TMD - Dated 21 August 2022 (PDF, 58KB), opens in new window

Citi Premier Card TMD - Dated 1 June 2022 (PDF, 60KB), opens in new window

Citi Premier Card TMD - Dated 5 October 2021 (PDF, 58KB), opens in new window

  • Citi Premier Qantas Card 

Citi Premier Qantas Card TMD - Dated 30 September 2025 (PDF, 63KB), opens in new window

Citi Premier Qantas Card TMD - Dated 23 May 2025 (PDF, 63KB), opens in new window

Citi Premier Qantas Card TMD - Dated 20 January 2025 (PDF, 63KB), opens in new window

Citi Premier Qantas Card TMD - Dated 30 September 2024 (PDF, 63KB), opens in new window

Citi Premier Qantas Card TMD - Dated 9 September 2024 (PDF, 63KB), opens in new window

Citi Premier Qantas Card TMD - Dated 30 September 2023 (PDF, 64KB), opens in new window

Citi Premier Qantas Card TMD - Dated 21 August 2022 (PDF, 61KB), opens in new window

Citi Premier Qantas Card TMD - Dated 1 June 2022 (PDF, 63KB), opens in new window

Citi Premier Qantas Card TMD - Dated 5 October 2021 (PDF, 60KB), opens in new window

  • Citi Prestige Card

Citi Prestige Card TMD - Dated 30 September 2025 (PDF, 64KB), opens in new window

Citi Prestige Card TMD - Dated 1 August 2025 (PDF, 64KB), opens in new window

Citi Prestige Card TMD - Dated 23 May 2025 (PDF, 63KB), opens in new window

Citi Prestige Card TMD - Dated 20 January 2025 (PDF, 64KB), opens in new window

Citi Prestige Card TMD - Dated 30 September 2024 (PDF, 64KB), opens in new window

Citi Prestige Card TMD - Dated 1 August 2024 (PDF, 61KB), opens in new window

Citi Prestige Card TMD - Dated 1 June 2024 (PDF, 62KB), opens in new window

Citi Prestige Card TMD - Dated 30 September 2023 (PDF, 62KB), opens in new window

Citi Prestige Card TMD - Dated 21 August 2022 (PDF, 62KB), opens in new window

Citi Prestige Card TMD - Dated 1 June 2022 (PDF, 65KB), opens in new window

Citi Prestige Card TMD - Dated 5 October 2021 (PDF, 61KB), opens in new window

  • Citi Prestige Qantas Card 

Citi Prestige Qantas Card TMD - Dated 30 September 2025 (PDF, 65KB), opens in new window

Citi Prestige Qantas Card TMD - Dated 1 August 2025 (PDF, 65KB), opens in new window

Citi Prestige Qantas Card TMD - Dated 23 May 2025 (PDF, 64KB), opens in new window

Citi Prestige Qantas Card TMD - Dated 20 January 2025 (PDF, 63KB), opens in new window

Citi Prestige Qantas Card TMD - Dated 30 September 2024 (PDF, 65KB), opens in new window

Citi Prestige Qantas Card TMD - Dated 1 August 2024  (PDF, 62KB), opens in new window

Citi Prestige Qantas Card TMD - Dated 1 June 2024 (PDF, 62KB), opens in new window

Citi Prestige Qantas Card TMD - Dated 30 September 2023 (PDF, 62KB), opens in new window

Citi Prestige Qantas Card TMD - Dated 21 August 2022 (PDF, 62KB), opens in new window

Citi Prestige Qantas Card TMD - Dated 1 June 2022 (PDF, 65KB), opens in new window

Citi Prestige Qantas Card TMD - Dated 5 October 2021 (PDF, 61KB), opens in new window

  • Citi Ready Credit 

Citi Ready Credit TMD - Dated 19 May 2025 (PDF, 65KB), opens in new window

Citi Ready Credit TMD - Dated 1 November 2024 (PDF, 65KB), opens in new window

Citi Ready Credit TMD - Dated 1 March 2024 (PDF, 65KB), opens in new window

Citi Ready Credit TMD - Dated 30 March 2023 (PDF, 65KB), opens in new window

Citi Ready Credit TMD - Dated 1 October 2022 (PDF, 61KB), opens in new window

Citi Ready Credit TMD - Dated 1 June 2022 (PDF, 59KB), opens in new window

Citi Ready Credit TMD - Dated 5 October 2021 (PDF, 58KB), opens in new window

  • Ready Credit (formerly Citi Personal Loan Plus) 

Citi Personal Loan Plus TMD - Dated 30 June 2024 (PDF, 60KB), opens in new window

Citi Personal Loan Plus TMD - Dated 3 November 2023 (PDF, 61KB), opens in new window

Citi Personal Loan Plus TMD - Dated 30 June 2023 (PDF, 61KB), opens in new window

Citi Personal Loan Plus TMD - Dated 17 April 2023 (PDF, 61KB), opens in new window

Citi Personal Loan Plus TMD - Dated 1 September 2022 (PDF, 60KB), opens in new window

Citi Personal Loan Plus TMD - Dated 1 June 2022 (PDF, 58KB), opens in new window

Citi Personal Loan Plus TMD - Dated 5 October 2021 (PDF, 57KB), opens in new window

  • Emirates Citi World Mastercard® 

Emirates Citi World Mastercard TMD - Dated 21 August 2022 (PDF, 60KB), opens in new window

Emirates Citi World Mastercard TMD - Dated 1 June 2022 (PDF, 63KB), opens in new window

Emirates Citi World Mastercard TMD - Dated 5 October 2021 (PDF, 60KB), opens in new window

  • PayPal Rewards Card 

PayPal Rewards Card TMD - Dated April 13 2022 (PDF, 78KB), opens in new window

  • IMB Bank Silver Low Rate

IMB Bank Silver Low Rate TMD - Dated 31 August 2023 (PDF, 166KB), opens in new window

  • MB Bank Platinum

IMB Bank Platinum TMD - Dated 31 August 2023 (PDF, 173KB), opens in new window

  • Auswide Bank Platinum

Auswide Bank Platinum TMD - Dated 31 May 2023 (PDF, 156KB), opens in new window

  • Suncorp Clear Options Platinum

Suncorp Clear Options Platinum TMD - Dated 20 January 2025 (Offsale 9 June) (PDF, 68KB), opens in new window

Suncorp Clear Options Platinum TMD- Dated 20 January 2025  (PDF, 76KB), opens in new window

Suncorp Clear Options Platinum TMD - Dated 2 December 2024  (PDF, 73KB), opens in new window

Suncorp Clear Options Platinum TMD - Dated 1 August 2024  (PDF, 78KB), opens in new window

Suncorp Clear Options Platinum TMD - Dated 3 July 2024  (PDF, 75KB), opens in new window

Suncorp Clear Options Platinum TMD - Dated 3 July 2023  (PDF, 66KB), opens in new window

Suncorp Clear Options Platinum TMD - Dated 1 Jun 2022  (PDF, 70KB), opens in new window

Suncorp Clear Options Platinum TMD - Dated 5 Oct 2021  (PDF, 68KB), opens in new window

  • Suncorp Clear Options Standard 

Suncorp Clear Options Standard TMD - Dated 2 Dec 2024 (Offsale 9 June)  (PDF, 67KB), opens in new window

Suncorp Clear Options Standard TMD - Dated 2 December 2024  (PDF, 72KB), opens in new window

Suncorp Clear Options Standard TMD - Dated 1 August 2024  (PDF, 77KB), opens in new window

Suncorp Clear Options Standard TMD - Dated 3 July 2024  (PDF, 74KB), opens in new window

Suncorp Clear Options Standard TMD - Dated 3 July 2023  (PDF, 65KB), opens in new window

Suncorp Clear Options Standard TMD - Dated 1 June 2022  (PDF, 76KB), opens in new window

Suncorp Clear Options Standard TMD - Dated 5 Oct 2021  (PDF, 84KB), opens in new window

  • Suncorp Clear Options Gold 

Suncorp Clear Options Gold Credit Card TMD - Dated 1 November 2023  (PDF, 68KB), opens in new window

Suncorp Clear Options Gold Credit Card TMD - Dated 3 July 2023  (PDF, 68KB), opens in new window

Suncorp Clear Options Gold Credit Card TMD - Dated 1 June 2022  (PDF, 76KB), opens in new window

Suncorp Clear Options Gold Credit Card TMD - Dated 5 October 2021  (PDF, 73KB), opens in new window

  • Coles Personal Loans 

Coles Personal Loans TMD - Dated 13 November 2023 to 1 August 2024 (PDF, 50KB), opens in new window

Coles Personal Loans TMD - Dated 1 Sep 2023 to 13 Nov 2023  (PDF, 60KB), opens in new window

Coles Personal Loans TMD - Dated 1 Sep 2022 to 31 August 2023 (PDF, 50KB), opens in new window

Coles Personal Loans TMD - Dated 1 June 2022 to 31 August 2022 (PDF, 101KB), opens in new window

Coles Personal Loans TMD - Dated 5 October 2021 to 31 May 2022 (PDF, 50KB), opens in new window

MyCard Repay offsale product Terms and Conditions

MyCard Repay is no longer for sale. Existing MyCard Repay customers cannot make new payments from their MyCard account.

MyCard Repay Unsecured Terms and Conditions and Other Important Information (PDF, 310KB), opens in new window

Complimentary Insurance Terms and Conditions

View our historical terms and conditions for the following complimentary insurances prior to 25 November 2025.