​Making payments to your account: You can find details on how to make payments to your account here. Your new BPAY reference number is in your MyCard statement, but payments using your previous BPAY details will still be applied to your account.​

Getting copies of your statements: You can download statements from November 2023 onward via the MyCard app or MyCard Online. For earlier statements, you can request them through chat with us in MyCard Online. Only the accountholder can view or request statements.​​

Accessing MyCard Online: refer to our FAQs on how to retrieve your MyCard user ID and log in for the first time.​

What is a Statement Instalment Plan?

Take control of your credit card account repayments today with a statement instalment plan.  Break down your statement into smaller monthly instalments and pay off your purchases over a set term at a lower interest rate than your standard annual percentage rate.

Key Benefits

Reduced interest rate

Secure a lower interest rate than your standard annual percentage rate with a statement instalment plan. Your interest rate is defined at the time of the instalment plan offer.

No fees if you cancel or pay early

Make additional repayments or pay off your plan early without incurring any early repayment fees.

Keep your interest-free days

The interest free period applies to retail purchases when you pay the interest free days payment in full by the payment due date. Benefit applies to credit cards only.

Manageable monthly instalments

Choose the amount (minimum $500) you want to turn into an instalment plan based on your monthly budget and pay it over a set term.

If you have big expenses like school fees or repairs you want to pay down, you can lock in your interest rate and spread repayments over a set term that suits you.

Eligibility criteria applies.

How to set up a Statement Instalment Plan

Follow our step-by-step guide to learn how to set up a Statement Instalment Plan using the MyCard App or MyCard Online.

Instructions for mobile devices and web browsers

  1. Log in to the MyCard App or MyCard Online
  2. Select Instalment Plans from the home screen
  3. Select View Instalment Plans
  4. If you have a statement instalment plan offer available, then the Set up statement Instalment Plan option will be visible. Select this option to set up a statement instalment plan. Review the Instalment Plan details and agree to the Terms and Conditions.
  5. Tap Submit request to finalise your Instalment Plan
  6. Your Instalment Plan has been successfully set up

Don’t have the MyCard App?

Repaying Instalment Plans

Learn how to manage your instalment plan repayments with our helpful guide.

Things you should know

Important information